Invoice Finance Solutions for Businesses with Bad Credit

It can be incredibly difficult to get funding for a business if you have a poor credit history; it likely feels like hitting a brick wall. Here at Simply Factoring Brokers, we understand past financial issues should not hold anyone back from advancing. This is exactly the reason why we provide bad credit invoice finance: A straightforward, swift, and easier method that helps you access the worth of your unpaid invoices and doesn’t require a good credit score.

What Is Bad Credit Invoice Finance?

Bad credit invoice finance functions similarly to standard invoice factoring. Instead of waiting for 30, 60, or even 90 days for customer payments, you can unlock 90\% of the value of your invoice within 24 hours. After the client settles the invoice, the remaining balance is transferred to you with a small fee deducted.

The key difference is that lenders offering this facility concentrate on the credit history of your customers— not your business. This means that even if you’ve encountered some missed payments, defaults, or have CCJs in the past, you can still be eligible for invoice finance. It is a powerful resource in times when liquidity is urgent and helps keep a business operational.

Who Can Benefit from This Type of Funding?

Bad credit invoice finance works best for businesses that:

• Have poor or no credit history at all
• Have a hard time obtaining loans or overdraft facilities through traditional means
• Require immediate access to capital to fund day to day activities
• Operate on a Business-to-Business basis and issue invoices on a regular basis

This type of financing is perfect for a startup, sole trader, or an established business with a rough financial history as it provides cash flow relief to pay suppliers and staff or reinvest into the business, thus avoiding more debt and difficulty.

At Simply Factoring Brokers, we’ve assisted clients within recruitment, logistics, construction, wholesale and other industries mitigate previous credit complications to obtain invoice finance.

Why Choose Simply Factoring Brokers?

Your business is impacted by your finances, and we understand that setbacks happen, they’re part of life. It is our business to ensure you are matched with lenders who overlook your credit history and focus on your current prospects. Because of our access to more than 20 trusted funders, we are able to secure deals that conventional banks would often turn down.

You receive unambiguous counsel and support continually, and way more than that. No judgment. No pressure. Just hassle-free funding that enables your business to keep moving.

You are not capped by a low credit score. Call Simply Factoring Brokers directly today and learn how bad credit invoice financing can help you. If you have unpaid invoices, we will help you convert them into the working capital your business needs—without undue financial strain within days.